What is Bankruptcy

The law office of Juanita V. Miller can help you maneuver through the complicated maze of federal bankruptcy law

Bankruptcy is a process in which consumers and businesses can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. Bankruptcy laws help people who can no longer pay their creditors get a fresh start. Bankruptcy laws also protect troubled businesses and provide for orderly distributions to business creditors through reorganization or liquidation.

Most cases are filed under the three main chapters of the Bankruptcy Code, which are – Chapter 7, Chapter 11, and Chapter 13. Congress has enacted the Federal Bankruptcy Code otherwise known as Title 11 of the United States Code. For the most part, bankruptcies can be divided into two types -- liquidation and reorganization.

What to Look for When Choosing a Bankruptcy Lawyer

An experienced bankruptcy attorney serving the San Fernando Valley, Van Nuys, Sherman Oaks and greater Los Angeles can help you end worrisome debt problems

If you are facing foreclosure, wage garnishment, repossession or other debt-collection procedures, you need an experienced attorney. The Law Offices of Juanita V. Miller has more than 24 years of experience. Whether you are facing personal or business bankruptcy, a bankruptcy attorney can help determine your legal options. We work with you personally -- you are not shuffled off to a paralegal. Our firm is dedicated to helping you resolve your legal issues with guidance you can trust.

Stop harassing debt collection with an experienced bankruptcy lawyer representing San Fernando Valley, Van Nuys, Sherman Oaks and greater Los Angeles

An immediate benefit of filing for bankruptcy is the automatic stay that temporarily stops all collection activity and pending lawsuits. We use our many years of experience as bankruptcy lawyers to determine the best way to resolve your debt problems, and we help you face your difficult financial situation with solutions. Speak with us about how you can stay in your home and stop creditors from harassing you. When you contact our firm, we schedule you for an immediate appointment with an experienced bankruptcy lawyer, not a legal assistant. We want you to feel protected by the relationship you have with us.

Get the fresh start bankruptcy law promises with a knowledgeable Los Angeles bankruptcy lawyer

We represent individuals in personal bankruptcy and small businesses in business bankruptcy. We determine which form of bankruptcy is most appropriate for your situation. Alternatively, a non-bankruptcy solution, such as a loan modification, may be in your best interests. Possible bankruptcy solutions include:

• Chapter 7 bankruptcy -- available to individuals and small businesses to eliminate most forms of debt and provide a fresh start while maintaining most, if not all, of the property
• Chapter 13 bankruptcy -- available to individuals to allow them to stretch out payments over time and catch up on past-due payments on home mortgages and other debts
• Chapter 11 bankruptcy -- for small businesses to allow them to stretch out payments over time and to catch up on past-due balances

Stop debt collectors with an aggressive bankruptcy attorney

If you are overwhelmed by debt and are seeking relief from collectors, the Law Offices of Juanita V. Miller can help. Call us at (818)907-7467 or contact us online for a free initial consultation. We speak Spanish.